/* Guía Deuda — hoja de estilos única (30-oct-2026). Sin dependencias externas: fuentes alojadas en /assets/fonts. */
@font-face{font-family:"Jakarta";src:url(/assets/fonts/plus-jakarta-sans-400-800-latin.woff2) format("woff2");font-weight:400 800;font-display:swap}
@font-face{font-family:"Inter";src:url(/assets/fonts/inter-300-900-latin.woff2) format("woff2");font-weight:300 900;font-display:swap}
:root{
  --ink:#0b1f33;--ink-2:#334155;--muted:#5b6b7f;--line:#e3e9f0;--bg:#f5f8fb;--card:#fff;
  --brand:#0e9f6e;--brand-600:#0b8a60;--brand-700:#07704e;--brand-50:#ecfdf5;--brand-100:#d1fae5;--teal:#0d9488;
  --accent:#f59e0b;--accent-600:#d97706;--accent-50:#fffbeb;--accent-100:#fef3c7;
  --rose:#be123c;--rose-50:#fff1f2;--sky:#0369a1;--sky-50:#f0f9ff;
  --r:18px;--r-sm:12px;--shadow:0 1px 2px rgba(15,23,42,.05),0 10px 30px rgba(15,23,42,.07);
  --shadow-lg:0 30px 60px -20px rgba(4,52,38,.30);--maxw:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:86px}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;
  line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Jakarta,Inter,system-ui,sans-serif;line-height:1.18;letter-spacing:-.018em;color:var(--ink);margin:0 0 .6em}
p{margin:0 0 1em}
a{color:var(--brand-700);text-underline-offset:3px}
a:hover{color:var(--brand)}
img{max-width:100%;height:auto;display:block}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:6px}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px;top:0}.skip:focus{left:16px;top:12px;z-index:200;background:#fff;padding:10px 14px;border-radius:10px;box-shadow:var(--shadow)}
.ico{width:1.25em;height:1.25em;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* ------------------------------------------------------------------ botones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;font-family:Jakarta,Inter,sans-serif;font-weight:700;
  border-radius:999px;padding:.9em 1.45em;text-decoration:none;border:0;cursor:pointer;font-size:1rem;line-height:1.1;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn-accent{background:var(--accent);color:#231400;box-shadow:0 10px 24px -8px rgba(217,119,6,.65)}
.btn-accent:hover{background:#fbbf24;color:#231400}
.btn-brand{background:var(--brand);color:#fff;box-shadow:0 10px 24px -10px rgba(7,112,78,.7)}
.btn-brand:hover{background:var(--brand-600);color:#fff}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand-700)}
.btn-lg{font-size:1.08rem;padding:1.05em 1.7em}
.btn-sm{font-size:.92rem;padding:.7em 1.1em}

/* ------------------------------------------------------------------ cabecera */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.86);backdrop-filter:saturate(180%) blur(14px);
  -webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid rgba(227,233,240,.9)}
.site-header .bar{display:flex;align-items:center;justify-content:space-between;height:72px;gap:18px}
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:#06392d;font-family:Jakarta,sans-serif;
  font-weight:800;font-size:1.32rem;letter-spacing:-.03em}
.logo svg{width:38px;height:38px}
.logo .d{color:#047857}
.nav-principal{display:flex;align-items:center;gap:2px}
.nav-principal a{color:var(--ink-2);text-decoration:none;font-weight:600;font-size:.95rem;padding:.55em .85em;border-radius:999px;white-space:nowrap}
.nav-principal a:hover,.nav-principal a[aria-current=page]{background:var(--brand-50);color:var(--brand-700)}
.nav-principal .btn{margin-left:10px;color:#231400}
.menu-btn{display:none;background:#fff;border:1.5px solid var(--line);border-radius:12px;width:46px;height:46px;align-items:center;
  justify-content:center;cursor:pointer;color:var(--ink)}
@media (max-width:1120px){
  .menu-btn{display:inline-flex}
  .nav-principal{display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;align-items:stretch;gap:4px;background:#fff;
    padding:14px 22px 22px;border-bottom:1px solid var(--line);box-shadow:0 20px 30px -20px rgba(15,23,42,.25)}
  .nav-principal.abierto{display:flex}
  .nav-principal a{padding:.85em 1em;font-size:1.02rem}
  .nav-principal .btn{margin:8px 0 0}
}

/* ------------------------------------------------------------------ portada */
.hero{position:relative;overflow:hidden;
  background:radial-gradient(900px 480px at 88% -8%,#c8f5e2 0%,rgba(200,245,226,0) 62%),
             radial-gradient(760px 420px at -6% 104%,#fde9b8 0%,rgba(253,233,184,0) 58%),
             linear-gradient(180deg,#f2fcf8 0%,#fff 78%)}
.hero::after{content:"";position:absolute;inset:auto -10% -60px auto;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(circle,rgba(14,159,110,.10),rgba(14,159,110,0) 70%);pointer-events:none}
.hero .grid{position:relative;z-index:1;display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center;padding-top:78px;padding-bottom:70px}
.eyebrow{display:inline-flex;align-items:center;gap:.5em;background:#fff;border:1px solid var(--brand-100);color:var(--brand-700);
  font-weight:700;font-size:.86rem;border-radius:999px;padding:.42em .9em;box-shadow:0 4px 14px -8px rgba(7,112,78,.4)}
.eyebrow .punto{width:8px;height:8px;border-radius:50%;background:var(--brand);box-shadow:0 0 0 4px rgba(14,159,110,.18)}
.hero h1{font-size:clamp(2.35rem,5vw,3.85rem);font-weight:800;margin:.45em 0 .4em;letter-spacing:-.035em}
.hl{background:linear-gradient(92deg,var(--brand) 10%,var(--teal) 90%);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lead{font-size:clamp(1.08rem,1.6vw,1.24rem);color:var(--ink-2);max-width:36em;margin-bottom:1.6em}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:26px}
.trust{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px 22px;color:var(--ink-2);font-size:.95rem;font-weight:500}
.trust li{display:flex;align-items:center;gap:.5em}
.trust .ico{color:var(--brand)}
.hero-card{position:relative;background:#fff;border:1px solid #e3f6ee;border-radius:26px;padding:28px 28px 24px;box-shadow:var(--shadow-lg)}
.hero-card .chip{position:absolute;top:-14px;left:24px}
.hero-card h2{font-size:1.4rem;margin:.35em 0 .3em}
.hero-card p{color:var(--muted);font-size:.98rem}
.opciones{display:grid;gap:10px;margin:16px 0 18px}
.opciones a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 16px;border:1.5px solid var(--line);
  border-radius:14px;text-decoration:none;color:var(--ink);font-weight:600;background:#fff;transition:all .16s ease}
.opciones a:hover{border-color:var(--brand);background:var(--brand-50);transform:translateX(3px)}
.opciones a .ico{color:var(--brand)}
.mini{font-size:.86rem;color:var(--muted);margin:0}
.chip{display:inline-flex;align-items:center;gap:.4em;background:var(--accent);color:#231400;font-weight:800;font-size:.78rem;
  letter-spacing:.02em;text-transform:uppercase;border-radius:999px;padding:.45em .85em;box-shadow:0 8px 18px -10px rgba(217,119,6,.9)}
@media (max-width:920px){.hero .grid{grid-template-columns:1fr;gap:34px;padding-top:44px;padding-bottom:50px}}

/* ------------------------------------------------------------------ secciones */
.seccion{padding:84px 0}
.seccion.gris{background:var(--bg)}
.seccion .cabeza{max-width:720px;margin:0 auto 42px;text-align:center}
.seccion .cabeza h2{font-size:clamp(1.8rem,3.2vw,2.5rem)}
.seccion .cabeza p{color:var(--muted);font-size:1.1rem;margin:0}
.kicker{display:block;color:var(--brand-700);font-weight:800;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.7em}
.problemas{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.problema{position:relative;display:flex;flex-direction:column;gap:10px;background:#fff;border:1px solid var(--line);border-radius:var(--r);
  padding:26px 24px 22px;text-decoration:none;color:var(--ink);box-shadow:0 1px 0 rgba(15,23,42,.02);transition:all .2s ease}
.problema:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#bfe9d8;color:var(--ink)}
.problema .icono{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:var(--brand-50);color:var(--brand-700)}
.problema .icono .ico{width:26px;height:26px}
.problema:nth-child(3n+2) .icono{background:var(--accent-50);color:var(--accent-600)}
.problema:nth-child(3n+3) .icono{background:var(--sky-50);color:var(--sky)}
.problema h3{font-size:1.18rem;margin:6px 0 0}
.problema p{color:var(--muted);margin:0;font-size:.98rem;line-height:1.6}
.problema .ir{margin-top:auto;padding-top:8px;display:inline-flex;align-items:center;gap:.4em;font-weight:700;color:var(--brand-700);font-size:.95rem}
@media (max-width:920px){.problemas{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.problemas{grid-template-columns:1fr}.seccion{padding:60px 0}}

.pasos{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:paso}
.paso{background:#fff;border-radius:var(--r);padding:30px 26px;border:1px solid var(--line);position:relative}
.paso::before{counter-increment:paso;content:counter(paso);display:grid;place-items:center;width:46px;height:46px;border-radius:14px;
  background:linear-gradient(135deg,var(--brand),var(--teal));color:#fff;font-family:Jakarta,sans-serif;font-weight:800;font-size:1.2rem;
  margin-bottom:16px;box-shadow:0 10px 20px -10px rgba(7,112,78,.8)}
.paso h3{font-size:1.15rem}
.paso p{color:var(--muted);margin:0}
@media (max-width:860px){.pasos{grid-template-columns:1fr}}

.test-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:start}
.test-wrap .texto h2{font-size:clamp(1.8rem,3vw,2.4rem)}
.test-wrap .texto p{color:var(--ink-2)}
.check{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:10px}
.check li{display:flex;gap:.6em;align-items:flex-start;color:var(--ink-2)}
.check .ico{color:var(--brand);margin-top:.25em}
@media (max-width:920px){.test-wrap{grid-template-columns:1fr}}

.tarjetas{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.guia-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;
  text-decoration:none;color:var(--ink);transition:all .2s ease}
.guia-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);color:var(--ink)}
.guia-card .foto{aspect-ratio:16/9;background:linear-gradient(135deg,var(--brand-50),#e6f7f4);overflow:hidden}
.guia-card .foto img{width:100%;height:100%;object-fit:cover}
.guia-card .cuerpo{padding:18px 20px 20px;display:flex;flex-direction:column;gap:8px;flex:1}
.guia-card h3{font-size:1.08rem;margin:0;line-height:1.3}
.guia-card p{color:var(--muted);font-size:.93rem;margin:0;line-height:1.55}
.etiqueta{align-self:flex-start;font-size:.74rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--brand-700);
  background:var(--brand-50);border-radius:999px;padding:.3em .7em}
.etiqueta.reserva{color:#8a5a00;background:var(--accent-50)}
@media (max-width:980px){.tarjetas{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.tarjetas{grid-template-columns:1fr}}

.banda{position:relative;overflow:hidden;border-radius:28px;padding:48px;color:#fff;
  background:radial-gradient(600px 300px at 90% 0%,rgba(245,158,11,.35),rgba(245,158,11,0) 60%),linear-gradient(120deg,#064e3b 0%,#07704e 45%,#0d9488 100%)}
.banda h2{color:#fff;font-size:clamp(1.7rem,3vw,2.4rem);max-width:20ch}
.banda p{color:#d7f5ea;max-width:52ch;font-size:1.08rem}
.banda .ctas{margin:22px 0 0}
.banda .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.banda .btn-ghost:hover{border-color:#fff;color:#fff}
@media (max-width:620px){.banda{padding:34px 24px;border-radius:22px}}

.transparencia{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.caja{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}
.caja h3{display:flex;align-items:center;gap:.5em;font-size:1.15rem}
.caja h3 .ico{color:var(--brand)}
.caja p{color:var(--ink-2);margin:0 0 .7em}
@media (max-width:860px){.transparencia{grid-template-columns:1fr}}

/* ------------------------------------------------------------------ preguntas frecuentes */
.faq{max-width:820px;margin:0 auto}
details{background:#fff;border:1px solid var(--line);border-radius:14px;margin:0 0 12px;transition:box-shadow .2s ease}
details[open]{box-shadow:var(--shadow);border-color:#cfeee1}
summary{cursor:pointer;list-style:none;padding:18px 54px 18px 20px;font-family:Jakarta,Inter,sans-serif;font-weight:700;font-size:1.03rem;
  position:relative;line-height:1.45}
summary::-webkit-details-marker{display:none}
summary::after{content:"";position:absolute;right:20px;top:50%;width:22px;height:22px;margin-top:-11px;border-radius:50%;
  background:var(--brand-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2307704e' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/14px no-repeat;
  transition:transform .2s ease}
details[open] summary::after{transform:rotate(45deg)}
details > :not(summary){padding:0 20px}
details > :last-child{padding-bottom:16px}

/* ------------------------------------------------------------------ artículo */
.migas{font-size:.88rem;color:var(--muted);margin:26px 0 14px;display:flex;flex-wrap:wrap;gap:.35em}
.migas a{color:var(--muted);text-decoration:none}.migas a:hover{color:var(--brand-700)}
.cab-articulo{background:linear-gradient(180deg,#f2fcf8,#fff);border-bottom:1px solid var(--line);padding-bottom:34px}
.cab-articulo h1{font-size:clamp(1.95rem,4vw,3rem);max-width:24ch;letter-spacing:-.03em}
.cab-articulo .entradilla{font-size:1.18rem;color:var(--ink-2);max-width:46em}
.firma{display:flex;flex-wrap:wrap;gap:8px 18px;color:var(--muted);font-size:.9rem;margin-top:16px}
.firma span{display:inline-flex;align-items:center;gap:.4em}
.firma .ico{color:var(--brand)}
.aviso-reserva{display:flex;gap:12px;align-items:flex-start;background:var(--accent-50);border:1px solid var(--accent-100);color:#6b4700;
  border-radius:14px;padding:14px 16px;margin-top:18px;font-size:.95rem;max-width:56em}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;padding:40px 0 70px;align-items:start}
.lateral{position:sticky;top:96px;display:grid;gap:18px}
.indice{background:var(--bg);border-radius:var(--r);padding:20px 18px}
.indice strong{display:block;font-family:Jakarta,sans-serif;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.indice ol{list-style:none;margin:0;padding:0;display:grid;gap:2px;max-height:52vh;overflow:auto}
.indice a{display:block;text-decoration:none;color:var(--ink-2);font-size:.92rem;line-height:1.4;padding:.42em .6em;border-radius:8px;border-left:2px solid transparent}
.indice a:hover{background:#fff;color:var(--brand-700)}
.indice a.activo{background:#fff;color:var(--brand-700);border-left-color:var(--brand);font-weight:600}
.cta-lateral{background:linear-gradient(150deg,#064e3b,#07704e 55%,#0d9488);color:#fff;border-radius:var(--r);padding:22px}
.cta-lateral h3{color:#fff;font-size:1.12rem}
.cta-lateral p{color:#d7f5ea;font-size:.94rem}
.cta-lateral .btn{width:100%}
@media (max-width:1020px){.layout{grid-template-columns:1fr;gap:26px;padding-top:26px}.lateral{position:static;order:-1}.cta-lateral{display:none}
  .indice ol{max-height:none}.indice{padding:16px}}

.foto-principal{border-radius:22px;overflow:hidden;margin:0 0 30px;aspect-ratio:16/8;background:var(--bg)}
.foto-principal img{width:100%;height:100%;object-fit:cover}
.prosa{font-size:1.06rem;color:#1f2d3d;min-width:0}
.prosa h2{font-size:clamp(1.45rem,2.6vw,1.85rem);margin:2em 0 .6em;padding-top:.2em}
.prosa h3{font-size:1.22rem;margin:1.7em 0 .5em}
.prosa h4{font-size:1.05rem;margin:1.4em 0 .4em}
.prosa ul,.prosa ol{padding-left:1.35em;margin:0 0 1.1em}
.prosa li{margin:.35em 0}
.prosa li::marker{color:var(--brand)}
.prosa blockquote{margin:1.6em 0;padding:1.1em 1.4em;border-left:4px solid var(--brand);background:var(--brand-50);border-radius:0 14px 14px 0;
  font-size:1.08rem;color:var(--ink-2)}
.prosa blockquote p:last-child{margin:0}
.prosa strong{color:var(--ink)}
.prosa a{font-weight:500}
.prosa hr{border:0;border-top:1px solid var(--line);margin:2.2em 0}
.prosa > :first-child{margin-top:0}
.respuesta,.nota,.aviso,.ok{border-radius:16px;padding:18px 22px;margin:1.5em 0;border:1px solid}
.respuesta{background:linear-gradient(135deg,#ecfdf5,#f0fdfa);border-color:#bfe9d8;box-shadow:0 10px 26px -18px rgba(7,112,78,.55)}
.respuesta > :first-child{font-family:Jakarta,sans-serif;font-weight:800;color:var(--brand-700)}
.nota{background:var(--sky-50);border-color:#cfe7f7}
.aviso{background:var(--rose-50);border-color:#fbd0da}
.ok{background:var(--brand-50);border-color:#bfe9d8}
.respuesta > :last-child,.nota > :last-child,.aviso > :last-child,.ok > :last-child{margin-bottom:0}
.en-1-minuto{margin:28px 0 0;max-width:880px}
.en-1-minuto > p:first-child{text-transform:uppercase;letter-spacing:.09em;font-size:.8rem;margin:0 0 .5em}
.en-1-minuto ul{margin:0;padding-left:1.2em}
.en-1-minuto li{margin:.32em 0;color:var(--ink-2)}
.en-1-minuto li::marker{color:var(--brand)}
.prosa .ejemplo > p:first-child{font-family:Jakarta,sans-serif;font-weight:800;color:var(--ink);font-size:.82rem;
  text-transform:uppercase;letter-spacing:.08em}
.fuentes{margin-top:44px;padding-top:4px;border-top:1px solid var(--line);font-size:.94rem;color:var(--ink-2)}
.fuentes h2{font-size:1.2rem;margin-top:1.2em}
.fuentes li{margin:.35em 0}
.rejilla{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:1.4em 0}
.tarjeta{display:block;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;text-decoration:none;color:inherit}
a.tarjeta:hover{border-color:var(--brand);box-shadow:var(--shadow)}
.tarjeta .t{font-family:Jakarta,sans-serif;font-weight:800;color:var(--ink);margin-bottom:.35em}
.tarjeta > :last-child{margin-bottom:0}
@media (max-width:620px){.rejilla{grid-template-columns:1fr}}
.tabla-wrap{overflow-x:auto;margin:1.5em 0;border:1px solid var(--line);border-radius:14px;-webkit-overflow-scrolling:touch}
table.tabla{width:100%;border-collapse:collapse;font-size:.95rem;min-width:520px}
table.tabla th,table.tabla td{padding:.75em .95em;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
table.tabla th{background:var(--bg);font-family:Jakarta,sans-serif;font-weight:700;color:var(--ink)}
table.tabla tr:last-child td{border-bottom:0}
table.tabla tbody tr:nth-child(even) td{background:#fbfcfe}
.prosa details{margin:0 0 10px}

.cta-medio{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;background:linear-gradient(120deg,#fff7e6,#fffbeb);
  border:1px solid #fde6b0;border-radius:20px;padding:22px 24px;margin:2.2em 0}
.cta-medio strong{display:block;font-family:Jakarta,sans-serif;font-size:1.15rem;color:var(--ink)}
.cta-medio span{color:var(--ink-2);font-size:.97rem}
.descargo{margin-top:40px;padding:18px 20px;border-radius:14px;background:var(--bg);color:var(--muted);font-size:.9rem;line-height:1.6}
.relacionadas{border-top:1px solid var(--line);padding:56px 0 70px;background:var(--bg)}
.relacionadas h2{font-size:1.6rem}

/* ------------------------------------------------------------------ formularios */
.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}
.form-card h2,.form-card h3{margin-top:0}
.campo{display:grid;gap:6px;margin-bottom:16px}
.campo label{font-weight:600;font-size:.94rem;color:var(--ink)}
.campo .req{color:var(--rose)}
.fila{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:620px){.fila{grid-template-columns:1fr}}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);
  background:#fff;border:1.5px solid #d3dce6;border-radius:12px;padding:.8em .95em;transition:border-color .15s ease,box-shadow .15s ease}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(14,159,110,.15)}
textarea{min-height:120px;resize:vertical}
.consentimiento{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--ink-2);line-height:1.5;margin:6px 0 16px}
.consentimiento input{margin-top:.25em;width:18px;height:18px;accent-color:var(--brand);flex:none}
.form-card .btn{width:100%}
.error{display:none;color:var(--rose);background:var(--rose-50);border-radius:10px;padding:10px 12px;font-size:.92rem;margin:12px 0 0}
.pista{font-size:.85rem;color:var(--muted);margin:.4em 0 0}
.exito{display:none;text-align:center}
.exito .codigo{font-family:Jakarta,monospace;font-size:1.9rem;font-weight:800;letter-spacing:.06em;color:var(--brand-700);background:var(--brand-50);
  border:2px dashed #9fdcc3;border-radius:16px;padding:14px;margin:12px 0 18px}
.exito ol{text-align:left;color:var(--ink-2)}
.quien{display:flex;gap:12px;align-items:flex-start;background:var(--brand-50);border:1px solid #bfe9d8;border-radius:16px;padding:16px 18px;
  color:var(--ink-2);font-size:.95rem;margin-bottom:22px}
.quien .ico{color:var(--brand-700);margin-top:.15em}

/* precalificador (lso-precalificador.js pinta su propio marcado dentro de #lso-precalificador) */
#lso-precalificador{background:#fff;border:1px solid var(--line);border-radius:24px;padding:6px;box-shadow:var(--shadow-lg)}
#lso-precalificador button,#lso-precalificador .btn,#lso-precalificador input[type=submit]{font-family:Jakarta,Inter,sans-serif!important}

/* calculadora */
.calc{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.calc.dos{grid-template-columns:repeat(2,1fr)}
@media (max-width:760px){.calc,.calc.dos{grid-template-columns:1fr}}
.resultados{display:none;margin-top:22px}
.resultados.visible{display:block}
.cifras{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width:760px){.cifras{grid-template-columns:1fr}}
.cifra{border-radius:16px;padding:18px;text-align:center;background:var(--bg);border:1px solid var(--line)}
.cifra small{display:block;text-transform:uppercase;letter-spacing:.08em;font-size:.74rem;font-weight:700;color:var(--muted)}
.cifra b{display:block;font-family:Jakarta,sans-serif;font-size:1.65rem;margin-top:4px;color:var(--ink)}
.cifra.rojo{background:var(--rose-50);border-color:#fbd0da}.cifra.rojo b{color:var(--rose)}
#emb-resultados .cifra b{font-size:1.4rem;white-space:nowrap}
.barras{margin:20px 0 6px;display:grid;gap:10px}
.barra{display:grid;grid-template-columns:120px 1fr auto;gap:12px;align-items:center;font-size:.92rem}
.barra .pista-b{height:14px;border-radius:999px;background:var(--bg);overflow:hidden}
.barra .lleno{height:100%;border-radius:999px;background:linear-gradient(90deg,var(--brand),var(--teal));width:0;transition:width .6s ease}
.barra.int .lleno{background:linear-gradient(90deg,#fb7185,var(--rose))}

/* ------------------------------------------------------------------ portada de sección y páginas sueltas */
.cab-seccion{padding:56px 0 40px;background:radial-gradient(700px 300px at 90% 0%,#d9f7ea,rgba(217,247,234,0) 60%),linear-gradient(180deg,#f2fcf8,#fff)}
.cab-seccion h1{font-size:clamp(2rem,4.2vw,3.1rem);max-width:22ch}
.cab-seccion .entradilla{font-size:1.15rem;color:var(--ink-2);max-width:44em}
.pagina{max-width:820px;margin:0 auto;padding:40px 0 80px}
.pagina h1{font-size:clamp(1.9rem,3.6vw,2.6rem)}

/* ------------------------------------------------------------------ pie */
.site-footer{background:#06281f;color:#bfe3d4;padding:64px 0 28px;margin-top:0}
.site-footer a{color:#e6fbf2;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.pie-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px}
.site-footer .logo{color:#fff}
.site-footer .logo .d{color:#fbbf24}
.site-footer h4{color:#fff;font-size:.86rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:.95rem}
.site-footer p{font-size:.94rem;color:#a9d3c2}
.legal-linea{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;font-size:.84rem;color:#8fbfad;line-height:1.6}
@media (max-width:900px){.pie-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.pie-grid{grid-template-columns:1fr}}

/* barra fija móvil */
.barra-movil{display:none}
@media (max-width:760px){
  .barra-movil{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:90;gap:8px;background:rgba(255,255,255,.94);
    backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid var(--line);border-radius:18px;padding:8px;box-shadow:0 18px 40px -16px rgba(15,23,42,.45)}
  .barra-movil .btn{flex:1;padding:.85em .6em;font-size:.95rem}
  body{padding-bottom:84px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}